Do you need to finance your business but don't have the time or resources to go through the traditional loan process? Global Capital Funding is here to help. Through our stated income commercial loan program, we provide fast and flexible financing solutions so you can unlock your potential.


  • No paperwork required, these programs make it easy to access the funds you need without any hassle. Plus, with competitive lending rates and flexible payment options, they provide a great way to finance your business quickly and affordably. Examples of Stated Income Commercial Loans: Fixed Rate Stated Income Commercial Loan Adjustable Rate Stated Income Commercial Loans. 


  • The Commercial Stated Income Loan Program is a great option if you want to skip the hassle of submitting tax returns, financial statements and other reporting requirements. It's important to note however, that the property must generate enough income in order for it to be approved, with a minimum DSCR of 1.25x. Landlords must use rent appraisals to assess whether their tenant's income meets their criteria. A detailed rent roll and income & expense statements must be provided for evaluation.


  • When it comes to filing income taxes, there is no need to worry. Neither personal nor business returns are necessary. However, personal financial statements must be provided. Those looking for a long-term commitment can benefit from up to ten year fixed interest rates with no balloon or call options. Good credit borrowers can even take advantage of up to 80% financing on properties that are in good condition. Additionally, the fee structure is minimal and there are no lender points available either.


  • Stated Income Commercial Loans provide competitive commercial financing for borrowers requiring a reduced document or stated income option for the Stated Income Commercial Acquisition or refinancing of commercial property. Stated Income does not require personal or business tax returns. 


  • Our team is always ready to answer any questions or concerns you might have about our Stated Income Commercial Loans financing services. Our knowledgeable staff will always be there to guide you through every step of the process.


Get in touch with us to find out more about our services and how you can use them to your advantage. You can also apply today and start enjoying the benefits right away!

Global Capital Funding is the trusted online loan application platform that provides lightning-fast loan processing and secure approvals 24/7.

Funding that never sleeps, Thank you for your interest in Global Capital Funding! Please provide us with your contact information and a brief description of your commercial mortgage needs and one of our experienced advisors will reach out to you shortly. We look forward to helping you!



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